Savings
With bank and building society saving accounts offering their lowest rates in 20 years, it is easy to see why many people are looking for an alternative place for their money. A year ago you could earn 6% on a saver’s account, now it’s just over 3%. And although you save your money, its not actually ‘in the bank’ as it’s being used to fund other peoples’ loans. More....
Property
A result of the ‘credit crunch’ is that direct investment in property typically requires substantial deposits in order to obtain the mortgage finance, thus creating a barrier for many. Property funds and property investment companies, however allow investors to benefit from a more diverse portfolio of properties than would otherwise be possible, all without the hassle of property management. More....
Investment
An investment is a conscious choice to place your money in to a vehicle (e.g. stocks and shares, bonds, property) that provides the possibility of generating returns or interest over a period of time. The investors who have made the biggest returns over the long term have been those willing to back the market during turbulent times. More....
Pension/SIPPs
A Self-Invested Personal Pension (SIPP) is the name given to the type of UK personal pension scheme, which allows individuals to make their own investment. Typically, SIPP’s can not invest in residential property; however a residential property fund is classed separately as it is deemed as the purchase of shares in a company which holds property as an asset. More....
